Duration : 0:5:18

Technorati Tags: FDIC, indymac, loan mod, Short Sale

Part 1 – Kalyn Roberts and Jeri league, welcome to the program. Jeri and Kalyn are short sale experts and have graciously decided to come to the program to discuss some of the short sale important things that people do need to know, and were going to get to all of this short sale information, but a couple of things important to mortgage interest rates. Today is a fantastic day in the mortgage rate world. Leslie and Staci at Velocity Financial were kind enough to put together a scenario for us so listen to this folks.

This is not the teaser, this is not the loss leader, this is the real deal as of today, a $417,000 loan amount, the interest rate is 4.875%, thats 4.875% that is below 5% obviously, the APR is 4.948% and that is for a no cash out loan, and that is a special rate and we have a certain allotment of loans that were allowed to do at that special rate. If youre interested in talking to a member of my staff or myself or anyone else about that program you would call. There are people there standing by to take your phone call.

Were a local licensed firm and one of the only 15% of the mortgage companies in the state of Arizona that is licensed to do FHA loans as well. Any mortgage related needs that you have were here to help but for the next hour were going to be talking about Short Sales.

Now over the last several months we have been talking about loan modifications on the show a lot, Velocity Financial was one of the first companies to work with a national network of attorneys, a 16 year old firm that were working with. They have done thousands of these loan modifications, and the loan modification industry in Arizona is for the most part unregulated, but you want to make sure youre working with a licensed firm, and you want to make sure youre utilizing an attorney.

You dont want to be giving money to anybody that says they can get you a loan modification, the only money you give is to an attorney, dont be giving money to people who come by and say they can help you out. Youre going to have to be very careful on how you handle that, but interestingly enough the loan modification is for the mortgage side, essentially the loan modification is to the loan officer what a short sale would be to a realtor.

Now the short sale part of real estate is not something you want to trust to somebody starting out doing short sales, unless they are being supervised by a pro, you dont want to mess around with it. This is not a time to be trying it out, this is not a time for people to be using you as their guinea pig, not a good idea at all.

That is why we brought Jeri and Kalyn in and were going to talk about some of the specifics. You definitely want to make sure that if you need to do a loan modification, if youre facing foreclosure or you want to do a short sale, whatever scenario is the better decision for you and your family, you have got to work with a professional, Jeri and Kalyn have extensive experience, they have an unbelievably great success rate.

It doesnt have to take six months to get this done they can execute this for you and they are the pros so were going to go through some questions over the next hour, there is just one more thing I want to talk about and that is if a loan modification is something you think you need call the office and we have put together a video for you that you can watch, its very short, it explains the process and we will then get together with you and answer any questions that you have… http://realestatemarketingthisweek.com

Duration : 0:5:36

Technorati Tags: Bank, bank short sale, banking, banks, card, credit, Estate, finance, financial, Foreclosed, Foreclosure, foreclosure short sale, foreclosures, Home, interest, lender, lender short sale, lending, Loan, loans, Mortgage, mortgage short sale, mortgages, quick, Real, real estate short sale, refinance, Sale, savings, Short, Short Sale

If you are behind on your mortgage payment & want to save your home from foreclosure & keep it to avoid foreclosure, http://www.SaveMeFromForeclosure.com will suggest an attorney backed loan modification. A loan modification is a great way to stop foreclosure. It can help you reduce your interest rate, the principal balance on your loan, or sometimes even both.

To see if you qualify for a loan modification and to get a free, no-risk, no-obligation analysis of your mortgage situation, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380 so we can help you stop foreclosure fast and you can avoid home mortgage foreclosure.

If you are behind on your mortgage payment & you want to sell your home fast, even if you have no equity, or you owe more than your home is worth and need help with a short sale, http://www.SaveMeFromForeclosure.com can you help you. We can help find a buyer for your home, or negotiate a short sale with your lender so you can sell your home fast without having to bring any cash to closing.

To get started with a free, no-risk, no-obligation analysis of your mortgage situation if you need to sell your home fast, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380. We can help you avoid bankruptcy & we can help you stop foreclosure fast so you can avoid home mortgage foreclosure.

Duration : 0:1:19

Technorati Tags: Assistance, attorney, avoid foreclosure, avoid home repossession, Bank, bankruptcy, crisis, fast, forclosure, Foreclosure, Foreclosure Prevention, free, Help, Home, house, how to stop foreclosure, information, late payments, lender, loan modification, loan modifications, loss mitigation, mod, mods, money, mortgage meltdown, mortgage modification, personal finance, preforeclosure, real estate, restructure, service, Short Sale, short sales, solutions, Stop Foreclosure, sub prime, subprime

Your fears are well-founded. On top of your anxiety about foreclosure you must ALSO be leery of assistance scamsphony professionals who seek to profit from your pain. These phonies use half truths and outright lies to sell services that promise relief and then fail to deliver. They seek quick profit through fees or mortgage payments they collect from you, but do not pass on to the lender. Sometimes, they assume ownership of your property by deceiving you. Then, when its too late to save your home, they take the property or siphon off the equity.

These are the Warning Signs

If youre looking for foreclosure prevention help, avoid any business that:

guarantees to stop the foreclosure process no matter what your circumstances
instructs you not to contact your lender, lawyer, or credit or housing counselor
Collects a fee before providing you with any services
Accepts payment only by cashiers check or wire transfer
Encourages you to lease your home so you can buy it back over time
Tells you to make your mortgage payments directly to it, rather than your lender
Tells you to transfer your property deed or title to it
Offers to buy your house for cash at a fixed price that is not set by the housing market at the time of sale
Offers to fill out paperwork for you
Pressures you to sign paperwork you havent had a chance to read thoroughly or that you dont understand.
Fails to offer unconditional, money-back guarantees
Fails to offer a list of past clients with contact information
Where to Find Legitimate Help

If youre having trouble paying your mortgage or you have gotten a foreclosure notice, you must do 3 things immediately 1) listen to my free CD about my experiences with my own mortgage modifications (you will be encouraged and amused!), 2) withdraw any funds you have on deposit with the lender you will be negotiating with and 3) prepare your budget and hardship letter so you are well-prepared to answer questions the lender will ask. Then cntact your lender immediately! When you contact the lender insist on a pre-qualification (verbal only) in which they review with you your situation and recommend programs for which you may qualify.

My services help YOU to help yourself get a good workout solution with the lender. I have successfully negotiated five of my own mortgages modifications and helped hundreds of others to negotiate great settlements. My experiences will help you be more effective and will speed the process for you.

Learn about my story on a free CD called 60-Minute Loan Mod Secrets. Order it at http://www.60MinuteLoanModification.com

Duration : 0:3:43

Technorati Tags: bailout, Foreclosure, home loan modification, hope for home owners, loan modification, mortgage modification, Short Sale

Duration : 0:5:43

Technorati Tags: avoid foreclosure, avoiding foreclosure, dave dinkel, forbearance agreement, forbearance agreements, foreclosure alternatives, foreclosure information, Help stop foreclosure, help to stop foreclosure, Short Sale, Stop Foreclosure

Duration : 0:6:38

Technorati Tags: bank foreclosure, bank homes, cleaning business, cleaning services, Foreclosed, foreclosed homes, Foreclosure, foreclosure help, foreclosure home, foreclosure homes, foreclosures, hud homes, junk removal, Short Sale, short sales, Stop Foreclosure

Duration : 0:2:18

Technorati Tags: agent, buy, CDPE, credit, distressed property, Foreclosure, Home, Housing, RE/MAX, RE/MAX International, real estate, real estate market, Realtor, residential, sell, Short Sale

Duration : 0:1:21

Technorati Tags: Foreclosure, Short Sale

Duration : 0:0:56

Technorati Tags: Eric Edelman, foreclosure help, Short Sale, Stop Foreclosure